Your Essential Checklist for Vetting a Reliable Commercial Contractor

In our previous post, we detailed the inherent dangers of hiring a "suitcase contractor" the low-bidding, high-risk operator who subcontracts every task, leaving clients vulnerable to delays, budget overruns, and unexpected liability.

“When your commercial project is on the line, simply comparing bottom-line bids is a dangerous gamble.”

The real solution lies in the due diligence. After identifying the signs of a fly-by-night operation, the next crucial step is arming yourself with the right questions to ensure you partner with a stable, accountable, and self-performing General Contractor. To filter out the risk and find genuine value, you need to look past the sales pitch and dive into their operational model.

Ask prospective partners these three critical questions:

1. What Trades Do You Self-Perform?

This is the single most important question. A "suitcase contractor" will say "we manage everything," which essentially means they do nothing themselves. A reliable contractor like Raeco Builders, on the other hand, will proudly list the skilled trades they employ directly such as concrete, steel erection.

Self-performance is proof of direct quality control, schedule flexibility, and expert, hands-on problem-solving. When a contractor's own crew executes the most critical parts of the build, their reputation is on the line for the craftsmanship, leading to superior and more consistent results. It ensures the buck stops with one integrated team.

2. Can I See Proof of Your Worker’s Comp and Liability Insurance?

A cheap quote often means essential protections have been cut. Insist on seeing current certificates for both General Liability and Worker’s Compensation. A contractor relying on uninsured subcontractors can expose you to immense risk. If an accident happens on your property, you could potentially be held liable for medical bills and legal defense.

A self-performing contractor manages this risk directly for their own employees, maintaining a unified safety culture and the proper coverage for all personnel on site. Their low price is not a result of cutting these fundamental, client-protecting costs.

3. What Specific Safety Accreditations Do You Hold?

Safety should be a non-negotiable cultural standard, not a mere checklist. Look for industry specific accreditations that prove a commitment to long term safety and formalized management systems.

For instance, Raeco Builders is one of fewer than 26 companies nationwide and the first in South Dakota to obtain the prestigious AC478 Accreditation. This rigorous standard verifies that a contractor has a documented safety program, a formal quality management system, and comprehensive job-site assembly plans. This level of third-party certification instantly separates a dedicated, professional firm from a temporary operator.

The Long-Term Value of Accountability

Vetting a contractor is not about finding the lowest initial price; it is about buying certainty. The slightly higher investment in a self-performing partner is an insurance policy against chaos. They have a physical, local presence, a long-term reputation to protect, and the necessary in-house resources to overcome unforeseen obstacles without relying on the availability of outside parties.

When you hire a contractor that self-performs, you bypass the cascading communication failures and finger pointing common in a heavily subcontracted project. You gain a streamlined process where the people pouring the concrete are direct employees of the company responsible for the overall success of the project ensuring a predictable, high-quality outcome.

Don't settle for a contractor who views their job as merely shuffling paper and making phone calls. Choose a team that puts their own skilled hands on the work.

Ready to invest in certainty and quality? Contact Raeco Builders today to discuss your project and experience the difference of self-performance.

Zach Bauer